Make a Will. We can help you plan now
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for your family's future.
Is a Will right for me?
Wills are for everyone, not just for the elderly. If you have a young family, what would happen to them if you weren’t around anymore? Are you a combined family? If so, can you be sure everyone would get their fair share or is there a chance of your children losing out? There’s only one way to make sure your wishes are carried out and that’s to make a Will.
We are a local company based in the Flintshire area. We offer a professional, competitively priced service and all our Wills are prepared by legally qualified staff. Why not get in touch for a free quote? Just click on the link below.
But it's expensive, right?
Everything we do is reasonably priced. We are well aware of the prices charged for legal documents and services. As a small company we have low overheads and are able to pass the savings on to our clients. Unlike other Will-writing companies, we don’t have a set of fixed prices because every Will is a personal document prepared only for you. Our charges are very competitive and are agreed with you in advance before we start work.
Want some advice or have a question? Speak to one of our friendly advisors on 07557 116317
Where does all this happen?
We can arrange a convenient appointment either face to face or over the phone at a time to suit you. If you prefer, we can prepare your Will remotely via email and post it to you for completion with full instructions on how to sign.
Worried about complexity?
We appreciate legal documents can be confusing so we’ll always be happy to answer any questions you may have and explain everything in plain English. Why not take a look at the other services we can provide:
· Powers of Attorney (so someone you trust can deal with your affairs on your behalf)
· Severance of Joint Tenancy (deals with jointly-owned property)
· Letters of Wishes (can help make your intentions absolutely clear)
Any questions?
Why bother making a Will at all?
The short answer is that if we don’t, the state decides who inherits from us and our wishes are of no effect.
Having a Will means our wishes are respected, we can choose who inherits from us and we have the certainty and peace of mind of knowing that our affairs are in order.
Despite this, more than half of UK adults have no Will.
What about Inheritance Tax?
For many people this won’t be a problem. Each individual has an allowance called a ‘nil rate band’ of £325,000 which normally can be transferred to their spouse/civil partner. This means that ultimately up to £650,000 can be transferred free of tax on the death of the second partner.
If you are fortunate enough to have an estate in excess of this amount, you should consider specialist tax advice. If required, we can recommend a local tax expert.
What if I’ve remarried and there are children from previous relationships?
We strongly suggest that both you and your new partner make Wills clearly setting out your wishes and consider the ownership of your property. If you don’t there is a danger of some children being disinherited.
What if I’m in a “common-law” relationship? What happens then?
If there’s no Will providing for the surviving partner, they get nothing. The Intestacy Rules do not allow cohabitees to inherit from each other. Harsh but true and disastrous for the surviving partner in many cases. The way around this is to make a Will.
How much does it cost?
It depends what you want in it. A complicated Will containing many different provisions will be more expensive. A straightforward Will starts at £150. One thing is certain – we will always agree the cost with you in advance and there are no hidden or extra charges. The price we agree is the price you pay.
But what if I don’t have anything worth leaving?
This is a common view held by many of us. The fact is that we often have more than we think. Many people will have a death in service benefit provided by work. Life insurance will often be in place to cover mortgage commitments. A workplace pension will pay out a lump sum. And don’t forget about those personal possessions and treasured items – who gets them? To an extent it doesn’t matter how much you’ve got, making a Will gives you reassurance and peace of mind that your wishes will be carried out.
What about families with children?
Couples with children under 18 should have Wills not only to ensure their children inherit, but crucially to appoint guardians to look after their children until they become 18. If no guardians are appointed, Social Services and the Courts may have to become involved to decide who looks after the children. That’s not a situation any of us would want.
But won’t it all go to my wife / husband / civil partner anyway?
Not necessarily. If there’s no Will the Intestacy Rules apply and will dictate who inherits. This may work out fine, but then again it may mean that people we don’t want to inherit will do so. The only way to be sure is to have a Will.
How long does it take to prepare a Will?
Once we’ve spoken to you, we’ll prepare your Will according to your wishes, normally within five working days. We’ll then get back in touch with you to arrange signing and witnessing. Don’t worry, it’s not a long process and we guide you every step of the way.
These are some examples of the many questions that can arise in relation to Wills and inheritance. You may have others we haven’t listed here, in which case we’d be happy to answer them for you. We don’t charge you for asking questions, and you can be assured of a friendly response, so please do get in touch via our contact details.
Aber Wills Limited
Unit 4
Ffordd yr Onnen
Lon Parcwr Business Park
Ruthin
Denbighshire
LL15 1NJ
Telephone: 07557 116 317
Email: info@aberwills.co.uk